Richard Morey began his financial services career as an advisor in the Monterey Bay region of California, where he used Efficient Set Theory to create and manage institutional investment portfolios. In 1999, Richard became the Chief Investment Officer of Bellingham Investment Management, a Registered Investment Advisory firm located in San Francisco, California. In 2003, Richard founded Secure Retirement to specifically address the investment and financial planning needs of those who are retired or preparing to retire.

Richard received Bachelor's and Master's Degrees from the University of Iowa, where he co-founded a research center for advising and educating gifted students that is now one of the leading educational centers in this field in the United States. Before becoming a financial advisor, Richard also worked in the non-profit field, where he was the Chief of Operations of the Easter Seal Society for Central California.

Curt Morey joined Secure Retirement as Investment Analyst from The Mills Corp., where he managed the marketing efforts of ten super-regional shopping centers with annual sales of $1.88 billion dollars. Prior to the Mills, Mr. Morey was a Product Manager with MTI Vacations, a Category Manager with Golden Books Family Entertainment and a Buyer for Target Stores. Mr. Morey has over twenty years of marketing and product management experience in retail, distribution and manufacturing channels. He earned his B.A. from the University of Iowa and his Master Degree in Business Communications from the University of St. Thomas.

Sudhir Aggarwal is a member of Secure Retirement’s Board of Directors, and he provides ongoing advice to our firm. Sudhir is also the Managing Director of Copia Associates LLC, a private investment firm serving the needs of high net-worth investors. Previously, Sudhir was a Senior Vice President at Bank of America, and a Managing Director at Bank of Boston. Sudhir began his career in financial services as an officer in the Special Assets Group of J.P. Morgan. He received his BA from Dartmouth College and his MBA from Stanford University.

Rena Sandoval manages client services, including setting up accounts and transfers of assets. Rena worked previously as a Project Manager at Dreyers Ice Cream in Oakland. She was also an Office Manager at Divine, an internet hosting service in Pleasanton.

Leni Felton manages and maintains our financial software programs and provides customer service for our clients. Leni graduated from Rutgers University and has over 20 years of experience in business administration in legal, pharmaceutical and non-profit companies. Leni is also a licensed clinical nutritionist in private practice.

Linda Hay works in client services, including scheduling appointments, answering and routing phone calls, and processing correspondence to clients. Linda previously worked as a contract administrator for the largest model home preparation company in California and Nevada; was an administrative assistant for a local mortgage broker; a preschool teacher; and prior to that a stay at home mom. She spends time each week as a volunteer at San Ramon Regional Medical Center.

Seetha Ramesh works in communications, which includes managing and maintaining the company website.. Seetha has volunteered for more than 10 years in a non-profit organization and has served in various departments ranging from office managment to creating websites. She is a graduate in Science and has an Associate degree from UCB in Computer Science.