Dear Friend,

The following paper is a brief discussion of the investment approach we use at Secure Retirement. We strongly encourage you to read this material carefully , as it describes our core principles.

We also hope this paper explains some of the benefits you can receive from working with us. To summarize, we believe you will receive substantially higher earnings, with much less risk, by having us create a customized portfolio for you. While it is true that you can find and invest in many of our funds yourself, few have the knowledge or time to combine the funds properly in the beginning, or to know when changes are needed in response to changing economic circumstances. We monitor your investments on an ongoing basis, making the changes over time that will help you succeed in your financial plans .

It would be our pleasure and honor to create a portfolio for your consideration.

Sincerely,

Richard Morey



P.S.  If you are happy with our services, we warmly encourage you to refer us to your family and friends. For every referral who becomes a client, we will give you a check for $250 as a donation to a non-profit of your choice or as a gift certificate to Nordstroms.